Files you really need to bring to the new Pag-IBIG place of work actually:
You are able to fill in a duplicate of most recent ITR one to features a great BIR stamp. In my opinion for it that, you will need to visit your RDO to track down stamped.
Whenever you are a good freelancer otherwise an entrepreneur, you could fill out a duplicate of the audited ITR and you will BIR stamp. I did not try out this you to while the We was not the one who removed the loan and that i failed to sign up for become co-debtor, but In my opinion this would indicate taking their current ITR, and just to be on the newest safer front, your bookkeeping courses, on the RDO.
If you find yourself working, you may also choose to complete the authoritative 30 days spend sneak dated at the least 3 months prior to day of application. Jay decided to complete about three to help you secure the offer, haha! He along with filed their COE and additionally them.
This is exactly into the first rung on the ladder. Pag-IBIG have a tendency to determine their distribution to check their eligibility to use to own a property mortgage.
Once you have registered these types of files on the internet, you’ll discover a contact compelling one to buy new handling fee. We paid off Php step one,000. Make certain you print a duplicate of your own verification of one’s payment. You will need to render which to Pag-IBIG , along with the almost every other criteria, once you’ve come desired to check out the work environment thanks to email address otherwise a visit.
Here are the documents that you ought to bring to Pag-IBIG once you have been asked to submit your documents truly:
step one. All the modern duplicates of your data your submitted from the first process, apart from the brand new selfie. You ought to supply their ID photocopied.
dos. A duplicate of your Special Power away from Attorneys into representative. (In the event the manager is not regarding Philippines)
The cost of notarization relies on the concurred price point of the house specified on the contract to market.
They’re going to as well as inquire when deciding to take the photos together with your legitimate ID again. This time, it would be their staff who’ll use the sample.
Assessment phase
Because table administrator appears more than your articles and observes zero inaccuracies, you’re asked to cover appraisal payment. I repaid Php 2,000.
We were advised to go to for a call from one away from their employees regarding your schedule of the house appraisal. What are the results during the home appraisal is they will be sending representatives so you’re able to check always the house to find out if they meets the fundamental and you can standards.
They titled 3 days prior to they went to. The appraisers was in fact in the place by the 8AM. It ran during the, appeared new dimensions and didn’t extremely communicate with you this much. They just ran to see for each space at home.
After that which had been it. We had been informed to attend due to their email address if our very own mortgage has been accepted or not approved; however, they currently warned us that household we were trying to purchase was in short supply of step 1 meter wide on their conditions.
Financing Rejected
We acquired an email out of Pag-IBIG officially proclaiming that the fresh measurements of our house did not meet its standards, hence was that. That has been the conclusion our very own feel……for the moment.
We considered turning in a page away from reconsideration, nevertheless email address certainly reported that we had to handle the question and you can invest in deciding to make the necessary transform, and therefore we didn’t. So we was required to take on the future and you can move forward.
Oh well, about i’ve gained a lifestyle skills that we can use in the long run in order to show our high school students if it is the turn to purchase their house. We had been, needless to say, disappointed, however, we will keep the hopes up to i in the end find the place installment loan Tennessee we are able to phone call family.
